I-Bitcoin ifana neekati. Nokuba uyayithiya okanye uyayithanda, kodwa ayishiyi mntu engenamdla. Ipheokanye ngoku, Abagxeki babengakhange badlulele ngaphaya kweengxelo zethiyori. Nangona kunjalo, eyona mali idumileyo yongeza intshaba enamandla. Urhulumente waseTshayina.
I-China ngokuchasene neBitcoin
I-Bitcoin yehle nge-14% ukuya kwinqanaba layo eliphantsi ukusukela ekuqaleni kukaFebruwari. Isishukumisi yayikukunyuka kwabalawuli baseTshayina ukuba bathabathe amanyathelo okusetyenziswa kwemali yamashishini ngamaziko ezemali.
Kwingxelo edibeneyo ekhutshwe yi-Intanethi kunye nemibutho yezoshishino Yathi amaziko emali kunye nentlawulo akafanele amkele imali eyi-cryptocurrensets njengentlawulo okanye iinkonzo ezibonelelweyo kunye neemveliso ezinxulumene nazo. Isiteyitimenti sithunyelwe ngaphandle kweakhawunti ye-WeChat yeBhanki yaBantu yase China.
Apho, ukongeza ekuchazeni ukwanda kwexabiso nje "njengokuqikelela," baphikisa ukuba Iidijithali zemali azizizo "iimali zokwenyani" kwaye akufuneki zisetyenziswe njalo kwimarike.
Ukudityaniswa liThe Financial Times, uPaul Haswell, iqabane lenkampani yezomthetho ese-Hong Kong uPinsent Masons, uthi oko I-China ifuna ukonyusa eyayo imali yedijithali, ukongeza ekubeni ixhalabile malunga nokusilela kolawulo kwi-Bitcoin kunye nokuba kungenzeka ukuba abasebenzisi bayo baqhekezwe.
E-Hong Kong, umhlaba ozimeleyo waseTshayina, akukho mithetho okwangoku kwaye intengiso iyakhula. Nangona kunjalo, ngo-Novemba, i-Ofisi kaNondyebo weSebe kunye ne-Ofisi yeeNkonzo zezeMali yapapasha izindululo ezaziza kuthintela ukuthengisa abarhwebi kwintengiso ye-cryptocurrensets.
Umbono kukudala i-renminbi yedijithali (imali yaseTshayina), eya kuthi inike ibhanki esembindini irekhodi yayo yonke imicimbi yemalin ixesha lokwenyani, ukongeza ekuveliseni indlela yokuhlawula engenamali yokukhuphisana namaqonga e-fintech akwi-Intanethi.
Baye njani endlini yakho?
Okwangoku, eNtshona, umbono uxubekile.
E-United States, abalawuli bakwenze kwalula kubatyali zimali ukuba bathenge ii-cryptocurrensets Kwaye bavumile uluhlu lwee-cryptocurrency exchanges kwiimarike zikawonkewonke. Amaziko amakhulu ezemali aseMelika, anje ngeJPMorgan kunye neGoldman Sachs, afunda ngamathuba okubonelela ngotyalo-mali kwiimali zedijithali kubaxhasi babo.
Ukubuya, i-European Central Bank ibonakalise ukuba ukungazinzi kwexabiso le-bitcoin kuyenze yabheja ngobungozi, ukongeza ekugxininiseni "umda wekhabhoni omninzi kunye nokusetyenziswa kwayo ngeenjongo ezingekho mthethweni." Wongeze ukuba umngcipheko kuzinzo lwezezimali kumaziko endawo ye-euro ancitshisiwe, kuba zazivezwe kancinci.
I-ECB iphinde yaxoxa ukuba ukunyuka kwexabiso le-bitcoin lakudlula kude kumaqamza emali angaphambili anje nge 'tulip mania' kunye neqhuma loLwandle lwase Mzantsi kwii-1600s kunye nee-1700s. Khumbula ukuba ixabiso lenyukile ngama-300% kwiinyanga ezili-12 ezidlulileyo. Kwaye, oku kuthathela ingqalelo iingozi zamva nje.
NgokukaHenri Arslanian, intloko ye-crypto kwihlabathi liphela kwi-PwC yokubonisana, ukwehla kwexabiso kungaqhubeka.
Andizukumangaliswa kukubona abanye abalawuli kunye nabenzi bomgaqo-nkqubo besenza ngokufanayo nabasemagunyeni baseTshayina kwezi veki zizayo ngokulumkisa abatyali mali malunga nemingcipheko yorhwebo olucingelwayo okanye ukungazinzi kwintengiso ye-cryptocurrency.
Kubonakala ngathi akukho sivumelwano phakathi kwabatyali mali. Ngelixa iingqekembe ezintsha ziqhubeka nokungena kwimarike yonke imihla, ezinye ezinje nge-UBS Wealth Management kunye nePimco zivakalise ukubhukisha malunga nokubakho kwemali yedijithali njengodidi lweeasethi.
Inyani yile yokuba ngelixa iBitcoin ihleli iphakathi kunaniselwano kwintengiselwano ye-Intanethi, ukusetyenziswa kwayo bekucetyiswa kakhulu. Kwakungekho nabaphuli mthetho okanye abalawuli ababenomdla kuyo. Kwangaphambili, iinzame zokubabamba zazingenawo umvuzo owoneleyo, kwaye eyokugqibela yayisazi ukuba enye indlela okanye enye imali etyalwe kwiBitcoins izakubuyela kwisekethe esesikweni.
Kodwa, xa yaba sisihloko sokuqikelela, akukho nanye kwezi zinto izakuhlala ixesha elide. Iindleko zamandla okuzivelisa zinkulu kakhulu, izaphuli-mthetho ziyibona iyinto yohlaselo kwaye amazwe asoyikisa amandla awo.